Skip to content
Waves

Compare expense splitting apps

Find the right app
for your group

How Waves stacks up against the apps and habits people use to split money, with the places each one is better. Every competitor fact is from their public site or store listing, and sourced at the bottom of its page.

  • No daily limits
  • UPI payments
  • Scan receipts
  • Works globally

More freedom.
Built for how you actually split.

Two Waves phones: an expense list with Goa Trip, dinner and groceries, and a trip balance screen with a Settle up button

Quick comparison

How Waves compares

See the Waves features at a glance. Choose an app above for a detailed comparison.

  • Daily limits

    No limit on groups, people or expenses.

    Waves: Unlimited expenses

  • Receipt scanning

    Scan receipts to add expenses.

    Waves: 2 credits a scan

  • UPI payments

    Settle with the exact amount filled in.

    Waves: Opens your UPI app

  • Multiple currencies

    Every ISO 4217 currency, free.

    Waves: Free

  • Export / import

    Export your data or bring a Splitwise CSV.

    Waves: JSON, CSV and PDF export, Splitwise CSV import

Ready for your next shared expense?

Find your flow with Waves

Keep your groups, expenses and balances together.

Try Waves free
  • No daily limits
  • UPI payments
  • Scan receipts
  • Works globally

Last checked October 2026

Looking for the biggest name? Splitwise alternative.

Competitor details from their public sites and app-store listings as of 25 October 2026; trademarks belong to their owners. "Not listed" means we did not find it in the sources we checked, not that it is missing. Plans and prices change, so check their site before you decide.

Ready to make money simpler?

Start free today. No credit card required.