Compare expense splitting apps
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for your group
How Waves stacks up against the apps and habits people use to split money, with the places each one is better. Every competitor fact is from their public site or store listing, and sourced at the bottom of its page.
- No daily limits
- UPI payments
- Scan receipts
- Works globally
More freedom.
Built for how you actually split.

Quick comparison
How Waves compares
See the Waves features at a glance. Choose an app above for a detailed comparison.
Daily limits
No limit on groups, people or expenses.
Waves: Unlimited expenses
Receipt scanning
Scan receipts to add expenses.
Waves: 2 credits a scan
UPI payments
Settle with the exact amount filled in.
Waves: Opens your UPI app
Multiple currencies
Every ISO 4217 currency, free.
Waves: Free
Export / import
Export your data or bring a Splitwise CSV.
Waves: JSON, CSV and PDF export, Splitwise CSV import
Ready for your next shared expense?
Find your flow with Waves
Keep your groups, expenses and balances together.
Try Waves free- No daily limits
- UPI payments
- Scan receipts
- Works globally
Last checked October 2026
Looking for the biggest name? Splitwise alternative.
Competitor details from their public sites and app-store listings as of 25 October 2026; trademarks belong to their owners. "Not listed" means we did not find it in the sources we checked, not that it is missing. Plans and prices change, so check their site before you decide.