Split without limits
People, expenses and currencies are unlimited on Waves Free.
Explore the comparisonWaves vs Splid
Waves vs Splid. Split expenses.
Not your freedom.
Unlimited people and expenses for free. Settle with UPI, scan receipts, and keep everyone in sync.
- Unlimited people and expenses
- Free forever plan
- Settle with UPI
- Works globally
COMPARISON
See the difference
Compare the features, free plans and ways to settle.
Waves
Your shared expenses, together.
Splid
Compared from public sources.
| Feature | Waves | Splid |
|---|---|---|
| Price | Free forever. Pro is ₹79/month or ₹699/year in India; other countries priced in the app store | Free to download; Splid Plus $3.99 / ₹399 (iOS in-app purchase) |
| Works offline | ✓ | Yes, offline groups or online sync |
| Multi-currency | Every ISO 4217 currency, free. Fix the rate per bill, person or trip | 150+ currencies with automatic conversion |
| Receipt scanning | Yes: 2 credits a scan on Free, 300 scans a month on Pro | Not listed |
| Voice entry | English, Hindi, Tamil, Arabic and Hinglish: 1 credit per AI command on Free, 100 a month on Pro | Not listed |
| UPI hand-off | Opens your UPI app with the exact amount. For PayPal it opens a payment link; for Venmo, PayNow, Pix and others it shows the payee details to copy. Waves never holds money | Not listed |
| Data export | JSON, CSV and PDF. On Free an export costs 6 credits | PDF summaries; Excel via in-app purchase |
| Sign-up | Join a group from a link in a browser with no account (guest access is time-limited) | No sign-up required |
| Languages | English, Hindi, Tamil and Arabic (right to left) | English, French, German, Italian and Spanish on iOS |
| Platforms | Android, iOS and web, plus Apple Watch and home-screen widgets | iOS and Android |
Competitor details from their public sites and app-store listings as of 25 October 2026; trademarks belong to their owners. "Not listed" means we did not find it in the sources we checked, not that it is missing. Plans and prices change, so check their site before you decide.
Last checked October 2026. Scroll horizontally on smaller screens to compare all columns.
Pay your way
Waves opens your UPI app with the exact amount. Waves never holds money.
See how settling worksBring your history
Waves has no one-tap import from Splid, but it can import a CSV or spreadsheet. If Splid lets you export your group as one, download it.
See the move guideSwitch in 3 simple steps
Move from Splid to Waves
- 1
Start with your group
Waves has no one-tap import from Splid, but it can import a CSV or spreadsheet. If Splid lets you export your group as one, download it.
- 2
Bring it into Waves
In Waves, create a group, open it and choose Import. Waves reads the columns, you match each name to a person, and you review every row before anything is saved. Results depend on the file, so check the totals.
- 3
Continue in Waves
No export? Create the group, add the same people and start from today's balances, one expense per person. Waves exports its own data as JSON, CSV or PDF at any time.
Ready for your next shared expense?
Make the switch to Waves
Keep your groups, expenses and balances together.
- Unlimited people and expenses
- Free forever plan
- Settle with UPI
- Works globally
Why people switch to Waves
Scan and say it
Waves reads receipts and takes voice entry in four languages plus Hinglish. We did not find either listed for Splid.
Hand-off to UPI
Waves opens your UPI app with the amount filled in.
Indian languages
Hindi and Tamil are in the app, and Arabic is laid out right to left.
Excel-style export built in
CSV and PDF export are in Waves Free; Splid sells Excel export as an add-on.
Splid is free to download, needs no sign-up and supports offline groups and 150+ currencies. Extras such as Excel export are in-app purchases.
Waves goes further on capture, with receipt scanning and voice, and on settling, with UPI hand-off. Splid is lighter and simpler.
Where Splid is better
Account-free from the start
Splid needs no sign-up at all. Waves lets friends join by link, but guest access is time-limited.
Lightweight
If you only want a clean tally on a trip, Splid is a smaller thing to learn.
150+ currencies with automatic conversion
Waves supports every ISO 4217 currency, but you set the rate you actually got.
Frequently asked questions
Is Splid free?
It is free to download; Splid Plus and extras are in-app purchases, per its App Store listing.
Can I import from Splid?
There is no one-tap import. If it can export a CSV or spreadsheet, use Import inside a Waves group; otherwise start from today's balances.
Does Waves need sign-up?
Friends can open a group by link without an account. The full app uses an account, and new accounts get 15 days of Pro free.
Does Waves work offline?
Yes. Every expense is saved on your phone first.
Compare Waves with
Sources
- Splid website (checked 25 October 2026)
- Splid on the App Store (US) (checked 25 October 2026)
- Splid on the App Store (India) (checked 25 October 2026)
Competitor details from their public sites and app-store listings as of 25 October 2026; trademarks belong to their owners. "Not listed" means we did not find it in the sources we checked, not that it is missing. Plans and prices change, so check their site before you decide.
Waves details: free plan and Pro features as described in the app and on this site; Pro-only items are marked. See something out of date? Write to hello@wavs.co.in.