Split without limits
People, expenses and currencies are unlimited on Waves Free.
Explore the comparisonWaves vs Spliit
Waves vs Spliit. Split expenses.
Not your freedom.
Unlimited people and expenses for free. Settle with UPI, scan receipts, and keep everyone in sync.
- Unlimited people and expenses
- Free forever plan
- Settle with UPI
- Works globally
COMPARISON
See the difference
Compare the features, free plans and ways to settle.
Waves
Your shared expenses, together.
Spliit
Compared from public sources.
| Feature | Waves | Spliit |
|---|---|---|
| Price | Free forever. Pro is ₹79/month or ₹699/year in India; other countries priced in the app store | Free, open source |
| Ads | Free is ad-supported: watch a short ad to earn credits. Pro: no ads | No ads |
| Account | Join a group from a link in a browser with no account (guest access is time-limited) | No account needed |
| Receipt scanning | Yes: 2 credits a scan on Free, 300 scans a month on Pro | AI receipt scan (beta) on the web; on-device recognition in the iPhone app |
| Voice entry | English, Hindi, Tamil, Arabic and Hinglish: 1 credit per AI command on Free, 100 a month on Pro | Not listed |
| UPI hand-off | Opens your UPI app with the exact amount. For PayPal it opens a payment link; for Venmo, PayNow, Pix and others it shows the payee details to copy. Waves never holds money | Not listed |
| Data export | JSON, CSV and PDF. On Free an export costs 6 credits | CSV/JSON on the web, per the project roadmap |
| Privacy | Never sold. The shared ledger is on our server and is not end-to-end encrypted | Anyone with a group link can read and edit it; web receipt images are sent to OpenAI |
| Languages | English, Hindi, Tamil and Arabic (right to left) | 24, translated by volunteers |
Competitor details from their public sites and app-store listings as of 25 October 2026; trademarks belong to their owners. "Not listed" means we did not find it in the sources we checked, not that it is missing. Plans and prices change, so check their site before you decide.
Last checked October 2026. Scroll horizontally on smaller screens to compare all columns.
Pay your way
Waves opens your UPI app with the exact amount. Waves never holds money.
See how settling worksBring your history
Waves has no one-tap import from Spliit, but it can import a CSV or spreadsheet. If Spliit lets you export your group as one, download it.
See the move guideSwitch in 3 simple steps
Move from Spliit to Waves
- 1
Start with your group
Waves has no one-tap import from Spliit, but it can import a CSV or spreadsheet. If Spliit lets you export your group as one, download it.
- 2
Bring it into Waves
In Waves, create a group, open it and choose Import. Waves reads the columns, you match each name to a person, and you review every row before anything is saved. Results depend on the file, so check the totals.
- 3
Continue in Waves
No export? Create the group, add the same people and start from today's balances, one expense per person. Waves exports its own data as JSON, CSV or PDF at any time.
Ready for your next shared expense?
Make the switch to Waves
Keep your groups, expenses and balances together.
- Unlimited people and expenses
- Free forever plan
- Settle with UPI
- Works globally
Why people switch to Waves
Offline-first sync
Waves saves each expense on the phone first and syncs it in order. We did not find offline entry listed for Spliit.
Voice and UPI
Say an expense in Hindi, Tamil, Arabic or English, then settle through your UPI app.
Edit history
Waves keeps a full edit history and comments on every expense, so nothing changes quietly.
Spliit is a free, open-source splitter with no ads and no account, available in 24 languages and with AI receipt scanning in beta.
Waves adds offline-first sync, voice and UPI hand-off, with an optional paid Pro tier.
Where Spliit is better
Open source
You can read, run and change Spliit yourself.
Free with nothing behind it
No ads, no accounts, no tiers. Waves Free runs on ads and credits, and Pro is ad-free.
24 languages
Spliit lists 24 languages, far more than Waves.
Frequently asked questions
Is Spliit really free?
Yes, per its site: free, open source, no ads and no account.
Why choose Waves over an open-source option?
Choose Waves if you want offline-first entry, voice, receipt scanning on Free and Pro, and UPI hand-off. Choose Spliit if open source and zero accounts matter most.
Can I import from Spliit?
There is no one-tap import. If it can export a CSV or spreadsheet, use Import inside a Waves group; otherwise start from today's balances.
Who sees my data on Waves?
Your shared ledger is on our server and is not end-to-end encrypted. We never sell data. See the privacy policy for detail.
Compare Waves with
Sources
- Spliit website (checked 25 October 2026)
- Spliit privacy policy (checked 25 October 2026)
- Spliit iOS repository roadmap (checked 25 October 2026)
Competitor details from their public sites and app-store listings as of 25 October 2026; trademarks belong to their owners. "Not listed" means we did not find it in the sources we checked, not that it is missing. Plans and prices change, so check their site before you decide.
Waves details: free plan and Pro features as described in the app and on this site; Pro-only items are marked. See something out of date? Write to hello@wavs.co.in.